What were the key lessons for mutual fund investors.
three main lessons for this Samvat year as well as coming Samvat year as well as Samvat years gone by remains the same one: You have to be a long-term investor. There is a proverb which says that you have to wait for 12 years before you get mango from a tree.
Second you have to be a regular investor. Drops of water makes an ocean. Same way, systematic investments can create a good portfolio.
Third is the importance of asset allocation. It is impossible to time the market but having a diversified portfolio across debt, equity, commodity and offshore allows you to generate returns which will be better than inflation. Do not put all your eggs in one basket. So any investor who did regular investments and who did asset allocation and who took a long term view has made money in this Samvat year.